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SILVERGATE

Rancho Santa Fe
(Under Development)
Award-Winning Retirement Living in Rancho Santa Fe

Experience

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Benefits to the Ranch

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Testimonials

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Senior Living Options at Silvergate Rancho Santa Fe

Independent Living

At Silvergate Rancho Santa Fe, Independent Living feels like home - only better. Neighbors become friends, daily meals are shared around the table with friends, and a warm sense of connection runs through the entire community, making each day both comfortable and meaningful.

Assisted Living

At Silvergate Rancho Santa Fe, Assisted Living is about balancing independence with peace of mind. With attentive caregivers always nearby, residents enjoy the confidence of knowing support is available when needed - without losing the freedom to live each day to the fullest.

Memory Care

Silvergate Rancho Santa Fe provides Memory Care in a secure, intimate neighborhood-style environment designed for comfort and familiarity. With personalized activities and daily routines, residents experience meaningful engagement, while families gain peace of mind knowing their loved ones are in caring hands.

The Right Project, The Right Time

Under Development

Under Development

AmeriCare Health & Retirement, Inc., San Diego county’s leader in the development and operation of high-end senior living communities, has embarked on an exciting new journey to finally bring luxury retirement living to Rancho Santa Fe, California.

Our unparalleled track record of providing the finest in senior living stems from nearly four decades of working with local seniors and their families at our boutique collection of Silvergate Retirement Residences.

Silvergate Rancho Santa Fe is poised to answer the call to develop an exclusive campus-style senior living community in The Ranch so that local residents can remain in the community they cherish.



This beautiful new community will offer a unique combination of apartment homes and cottages with an unparalleled blend of luxury, comfort and personal services across nearly 30 acres of picturesque land.

Join us on this once-in-a-lifetime journey.

Register for our Silvergate Rancho Santa Fe Wait List to receive the latest updates about the development of this extraordinary new senior living community and help ensure your priority as a future founding resident.

40 Years Of Experience And Reliability

For more than four decades, Silvergate has been dedicated to delivering exceptional senior living experiences across San Diego County.

Since opening its first community in 1990, the locally owned and family-operated company has grown a boutique collection of retirement residences that consistently rank among the top 1–2% of independent living, assisted living, and memory care providers nationwide.

Throughout its history, Silvergate has built a reputation for trust, stability, and personalized care. The leadership team remains deeply engaged in day-to-day operations, ensuring that each community reflects the highest standards of quality and service.

With a proven legacy of success, Silvergate continues to combine tradition, innovation, and compassion to create retirement communities where every day matters.

Development Timeline

Setting the Record Straight

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Reality:

Residents enjoy a rich social life with activities, dining experiences, and events that foster genuine connection.

Reality:

Residents enjoy a rich social life with activities, dining experiences, and events that foster genuine connection.

Reality:

Residents enjoy a rich social life with activities, dining experiences, and events that foster genuine connection.

Reality:

Residents enjoy a rich social life with activities, dining experiences, and events that foster genuine connection.

Reality:

Residents enjoy a rich social life with activities, dining experiences, and events that foster genuine connection.

Reality:

Residents enjoy a rich social life with activities, dining experiences, and events that foster genuine connection.

Why Local Ownership Matters

For more than four decades, Silvergate Retirement Residence has been locally - owned and operated by the Petree family, under its parent company, AmeriCare Health & Retirement, Inc.
Local Ownership

Responsive Operations

Property Reinvestment

Business Continuity

Pride of Ownership

Letter From the Owner

“Greetings and a warm welcome”
I’m pleased to introduce you to our newest senior living development, Silvergate Rancho Santa Fe. Currently in the early stages of planning, this extraordinary community is expected to open in 2030 on a beautiful 29-acre property within the Covenant boundary of Rancho Santa Fe.

Designed in the Spanish architectural style, Silvergate Rancho Santa Fe will offer spacious cottages and apartments unlike anything available in San Diego retirement living today.

Interest has already been remarkable, with more than 50 families joining our Wait List. I invite you to do the same and be part of this exciting new chapter for senior living in North County.

Benefiting The Entire Rancho Santa Fe Community

Many Covenant residents have asked how would Rancho Santa Fe benefit from a luxury senior living development at this location. If approved, we believe Silvergate Rancho Santa Fe would offer a multitude of benefits including addressing a long, underserved community need within the Covenant.

Providing Seniors An Opportunity to Stay In the Ranch

Currently, residents of the Ranch who are seeking a quality retirement lifestyle are lacking any local neighborhood options in Rancho Santa Fe. They must move out of the community they cherish in order to find desirable senior living accommodations. With more than 850 Covenant residents currently over the age of 75, Silvergate Rancho Santa Fe would offer many seniors the opportunity to stay in the community they call home. They can remain near friends and family, continue to shop locally, keep their club membership active, and continue supporting their favorite local organizations and charities within the Ranch.

Generating New Revenue For the Rancho Santa Fe Association

Silvergate Rancho Santa Fe would become one of the largest contributors of annual dues to the Rancho Santa Fe Association, with initial contributions estimated at $150,000 per year. These funds would provide the Association with more resources to invest in other community needs to the benefit of all residents within the Ranch.

Supporting Long-Term Viability of the Ranch

Development of this project creates an opportunity for new families to settle in the Ranch as they buy homes from long-time Covenant members who would move to Silvergate. This next generation of families supports the long-term health and wellbeing of the entire Rancho Santa Fe community. Furthermore, as many home values for seniors have been protected by Prop. 13 for decades, the newly assessed value of these home purchases results in a significant increase in dues flowing into the Rancho Santa Fe Association as well.

Beautifying A Gateway Entrance to the Ranch

For decades the property at Calzada del Bosque near Chino Farms has often been considered an “eyesore” by many Covenant members. The development of Silvergate Rancho Santa Fe offers a tremendous opportunity to beautify one of the main entry points to the Ranch—something of which all residents can be proud.

Frequently Asked Questions about Rancho Santa Fe

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How many apartments and cottages are expected to be built?

The current design for the property has 162 total units, including: 94 apartments, 44 cottages, and 24 memory care units

How big will the apartments and cottages be?

Silvergate Rancho Santa Fe will offer two-bedroom with den apartments (1,400 to 1,700 square feet), and the cottages will be three-bedroom with a den, with two-car garages and patios (2,000 to 2,400 square feet).

When does Silvergate Rancho Santa Fe anticipate opening?

If approved, the estimated opening of Silvergate Rancho Santa Fe will be in 2028.

Approximately how many residents will live at
Silvergate Rancho Santa Fe?

Approximately 200 residents will reside at Silvergate.

Does AmeriCare own the property?

Yes – AmeriCare purchased the 29-acre property in July 2021.

Is the property within the Rancho Santa Fe Covenant boundary?

Yes – The property is within the Covenant boundary, and two of the four parcels are currently within the jurisdiction of the Association.

Would this development require a general plan amendment with the County?

No – As this type of use is allowable under both zoning designations, it will NOT require a general plan amendment to proceed.

Will the property by subdivided?

No – The four current parcels will NOT be sub-divided further.

Will the individual units be for sale?

No – Silvergate’s Apartment Homes and Cottages will be rental units only.

What's the difference between Senior Living and Senior Housing?

Senior Living (a.k.a a retirement community) typically is: Age restricted 60+, for rent, not subdivided, includes on-site dining, robust social programs, is licensed, provides assisted living & memory care services, and is managed internally by a team of professionals.

Senior Housing (a.k.a. “step down housing”) typically is: Age restricted to 55+, for sale condos, requires a subdivision map, no dining, not licensed, must comply with CA Fair Housing Act, may require affordable unit, no health services offered, managed by individual owners and a HOA association.

Is this property within the flood plain?

A small portion of the 30-acre site (approx. 15%) in the south-west corner is on the outer edge of the San Diego River 100-year flood plain. Preliminary discussions with the soil engineers and the County of San Diego indicate this can reasonably be mitigated by raising the site in that area up with no impact on neighboring properties.

How visible will the property be from the road?

Substantial beautification and dense screening will be planted within the large setback areas (up to 60 ft.) along Villa de la Valle and Calzada del Bosque to help conceal the property structures from the road. Single story cottage structures with the lowest height will be built along the perimeter to further shield the two-story apartment building set deeply within the northern portion of the property.

What architectural style is being proposed for this property?

Silvergate Rancho Santa Fe will be built in a beautiful yet sophisticated style reflecting the Spanish design aesthetic frequently seen within the Ranch and similar to the Rancho Santa Fe golf club and the Rancho Santa Fe Inn.

Will new residents mostly be from "The Ranch"?

While residents cannot be restricted to only seniors from the Ranch, the majority of residents will undoubtedly come from the immediate area (within 3 – 5 miles). Historically, most retirement communities, including all of Silvergate’s properties, have resident populations drawn from households within the communities in which they are located.

What types of amenities is Silvergate considering for this property?

As our newest flag-ship property development, Silvergate Rancho Santa Fe will offer a multitude of new amenities for residents, including: Secured entrance with guard, a central club house with concierge, ballroom(s), pool, fitness center, health center, private nature trail, chipping green, fountains, on-site dining room, sport courts, game rooms, art/craft studios, salon, library, theater, meeting rooms, etc.).

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Location

Located at the southwest entrance of Rancho Santa Fe at the cross streets of Calzada Del Bosque and Via de la Valle across from Chino Farms.

Join the Interest List to Receive Project Updates

Be among the first to receive exclusive updates about Silvergate Rancho Santa Fe — from planning milestones to priority invitations and founding resident opportunities.
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